If you are considering purchasing a home or refinancing—you can go to quickenloans.com or lendingtree.com along with local mortgage lenders in your area—to determine what loan will best suit you—and your family. You can compare closing costs, APR's and Par rates to determine what loan will best serve your—and your family's long-term interests.
Learn How Home Loan Amortization Works...
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Real Estate Investment Returns
The current housing downturn is one of the worst in the past fifty years. Key signs of a recovery is the housing stock shrinking, and home prices falling at a slower pace.
In Atlanta the purchase of real estate may still be a good investment.
Between 1975 and 2007 single-family home prices grew just 1.8% above the rate of inflation, according to a study by Harvard’s Joint Center for Housing Studies.
By comparison stocks have historically returned more than 7% over inflation.
None of this means purchasing real estate is a bad buy as some markets returns are closer—or above those of the stock market average.
What the numbers don’t show is the value of having a place to live—as you have to live somewhere.
It means that it may not be the growth machine that it has been touted as.
A different real estate product is worth another look.
Real Estate Investment Trusts, or REITs, give you a basket of largely commercial properties.
They pay a healthy income and can diversify your stock-and-bond portfolio to lower overall volatility.
They are worth considering if you
have no debt, a properly funded emergency fund, a properly funded retirement
plan and you are in a strong cash position.
About This Article:
The above article was written by Thomas (TJ) Underwood. Thomas (TJ) Underwood is an active real estate broker in the state of Georgia and is the writer behind The Wealth Increaser, Home Buyer 411, Home Seller 411, The 3 Step Structured Approach to Managing Your Finances, Managing & Improving Your Credit & Finances for this MILLENNIUM and CREDIT & FINANCE IMPROVEMENT MADE EASY—FREE GUIDE.
He is the creator of TheWealthIncreaser.com where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future.
You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.
You can also get other highly relevant tips on "living your life more abundantly" and possibly earn revenue at the same time by linking to TheWealthIncreaser.com.
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Thomas (TJ) Underwood has been providing financial advice as a tax practitioner since the mid 1980’s and began his financial planning career (while earning a Bachelor of Science Degree in Business Administration/Finance/Marketing), in Detroit at Wayne State University. From 2010 up to the present he continues to provide visitors timely personal finance and wealth building advice and articles—including real estate advice—on 3 sites that he has created since 2010.
Even though he is an active real estate Broker in the Atlanta Metropolitan area, he continues to blog consistently to help visitors and those who desire lasting financial and life changing success the opportunity to change their life for the better in a more efficient way.
You can learn more about him and gain access to all three sites that he has created by going to Who is the creator of TheWealthIncreaser.com page.
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